Is COVID-19 a Black Swan?

We all want to be able to explain how things happen. Especially something as traumatic the COVID-19 pandemic. And sometimes, there’s a comfort in...

More on the importance of naming beneficiaries

We have discussed how important it is for you to name beneficiaries for specific investment accounts and how this is an integral part of...

Do You Have Beneficiaries for All Your Investments?

We’ve discussed establishing trusts and foundations as part of your estate planning strategies. But there are also trust facilities available to you that are...

Is now a good time to “buy the dips”?

As the business world responds to shutdowns, slowdowns, and re-openings as part of COVID-19 responses, even the most resilient operations are feeling negative impacts....

Do you need extra COVID-19 insurance?

As the COVID-19 health crisis continues, one of the many worries is finances. In addition to possible welfare and medical costs, there are also...

Are there really investment safe havens?

We are in a time of economic uncertainty as the COVID-19 pandemic continues. Even after it is contained and treatable, our lives may never...

Do you have enough to weather a crisis like COVID -19?

No one can truly foresee a crisis like COVID-19. Now we are facing unprecedented times with economic and financial turmoil all around. But through...

It’s never too late for safety net savings

During this time of crisis, most people can see the importance of having a safety net saved up. Hopefully, you haven’t been hit with...

Dollar Cost Averaging: Investing today into the future

You can’t predict the perfect moment to buy or sell stock. Even the most seasoned, experienced financial experts, analysts, traders, and brokers cannot claim...

Stay Focussed on Time in Market, Not Market Timing

Stay Focussed on Time in Market, Not Market Timing When markets are in upheaval, you may be tempted to cash out for fear of losing...

Protect your investments: Don’t panic during a downturn

The turmoil and anxiety from the Covid-19 pandemic is wreaking havoc on every aspect of life. Especially finances and the economy. Businesses are reporting...

Can Individual Investors Profit from Negative Interest Rates?

“Negative interest rate” is among the terms in finance and economic news that can be confusing. Viewed in terms of a bank loan, why...

Estate Planning: Fixed or Discretionary Trusts

We have discussed trusts as a useful option during estate planning. They allow a level of flexibility and control that is otherwise not available....

What is KYC all about?

As you select investments for your portfolio or acquire assets, you will more than likely come across KYC forms. The information is for the...

Is deflation something to worry about?

Extreme economic conditions usually should worry investors. This is because any major shift in economic indicators will affect the overall investment landscape, sometimes for...

Is Being Highly Leveraged a Good Thing?

“Leverage” is a term that is used a lot to describe companies and financial transactions. Depending on the topic, being leveraged seems to mean...

Premium financing: alternative way to pay for insurance

Would you borrow money to pay your insurance premiums? There are situations where this may be an ideal option, when you don’t want to...

Insurance terms: Deductibles

Getting insurance coverage is always a prudent decision for protecting yourself, your family, your business, and your assets. There are different variables that you...

Estate Planning: Revocable or Irrevocable Trusts?

Trusts have been discussed as a potential solution for estate planning. They go beyond sheltering your assets from taxes – they can also help...

Are Index funds a sure thing for your portfolio?

Most people don’t have the time, much less the wherewithal, to oversee the day-to-day activities and performance of their portfolio. So, they rely on...